Home Purchase Loans

These loans assist borrowers in covering the cost of a new residence. Numerous types of mortgage loans are offered by Locust Money Lenders, including conventional loans, FHA loans (backed by the Federal Housing Administration), VA loans (for qualified veterans and service members), and USDA loans (for qualified properties in rural areas).

Mortgage Refinancing

This option enables homeowners to refinance their existing mortgage into a new loan, typically to benefit from lower monthly payments, better interest rates, or both. For qualified borrowers, Locust Money Lenders provide refinancing options like rate and term refinancing, cash-out refinancing, and streamline refinancing.

Jumbo Loans

Our jumbo loans give you the necessary financing if you’re buying a high-value property that costs more than the conforming loan limits. For borrowers looking for larger loan amounts, we provide competitive rates and flexible terms.

Fixed-Rate and Adjustable-Rate Mortgages

To meet your preferences and financial objectives, we provide both fixed-rate and adjustable-rate mortgages. While an adjustable-rate mortgage offers initially lower rates that could change over time, a fixed-rate mortgage offers stability with consistent monthly payments.

Government-Backed Loans

We specialise in loans backed by the federal, state, or local governments, such as FHA, VA, and USDA loans. For qualified borrowers, these loan programmes are intended to offer benefits like low down payments, flexible credit requirements, and more affordable financing options.

Loan Pre-Approval

With the help of our loan pre-approval service, you can gain a competitive edge in the home buying process. A pre-approval letter that demonstrates your credibility as a buyer will be given to you by our team after they have evaluated your financial situation and credit history.

Allow us to find solutions to your mortgage problems